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Finance
SIP / Investment Calculator
Model wealth accumulation through regular monthly contributions and compound interest.
Inputs
Amount invested each month
Results
Total expected portfolio value
—
Total amount invested—
Estimated wealth gain—
Total installments—
Assumptions—
Results update when you click Calculate. Projections assume constant rate of return compounded monthly.
How this calculator works
Models dollar-cost averaging wealth accumulation from systematic monthly investments in mutual funds or index ETFs.
Formula
FV = PMT × [((1 + i)^n - 1) / i] × (1 + i)
Worked Example
Investing $500 per month for 15 years (180 months) at an expected 10% annual return yields $208,964 total value ($90,000 principal invested + $118,964 wealth gain).
Assumptions
- Contributions are deposited on the 1st of every month without interruption.
- Expected return rate represents smooth annualized compound return.
Limitations
- Market volatility causes short-term fluctuations in real investment values.
- Mutual fund expense ratios, exit loads, and capital gains taxes are excluded.
Disclaimer: Educational estimate only. Mutual fund and stock returns fluctuate based on market risk. See our Disclaimer.